100% Free
Home Energy
Upgrades for
Qualified Hoosiers
USA Smart Home Solutions connects Indiana homeowners and renters with $182 million in federal funding — for no-cost heat pumps, insulation, water heaters, and more. No upfront cost, ever.
Everything Handled. Zero Cost to You.
We navigate the complex federal program process so you don't have to — from paperwork and permits to working with licensed contractors in your area.
100% Free — Always
No upfront costs, no hidden fees, no charges after installation. The Indiana Energy Saver Program is fully funded by federal and state energy initiatives — your tax dollars working for you.
We Handle Everything
From submitting your application to coordinating permits, energy audits, and scheduling licensed contractors — USA Smart Home Solutions manages every step of the process for you.
Federal & State Funded
Backed by $182 million in federal Inflation Reduction Act funding through the Indiana Office of Energy Development. This isn't a loan or a delayed rebate — it's completely free.
From Application to Free Upgrade in 4 Steps
We've simplified the process. Most homeowners complete the qualification check in under 2 minutes.
Check Your Eligibility
Take our 2-minute quiz to see which programs you qualify for and estimate your potential rebates.
We Verify & Apply
We confirm your income, property details, and submit your application to the IESP portal on your behalf.
Energy Audit & Plan
A program representative visits your home, identifies needed upgrades, and creates your personalized improvement plan.
Free Installation
Licensed contractors complete the work at zero cost to you. Start enjoying lower energy bills immediately.
Two Programs, Maximum Benefits
Indiana offers two federal programs through the Energy Saver Program. Many households qualify for both — and our team helps you take advantage of every dollar available.
HOMES Program
Available to all Indiana households — homeowners and renters alike, at any income level.
(up to $16,000 for <80% AMI)
- Available to all Indiana households regardless of income
- Rebates based on energy savings achieved (minimum 20%)
- Covers insulation, duct sealing, HVAC, water heaters & more
- Homeowners and renters both eligible
HEAR Program
For low-to-moderate income households earning under 150% of the Area Median Income.
(income-qualified residents)
- For households earning under 150% of Area Median Income
- Point-of-sale rebates — no energy savings requirement
- Covers heat pumps, water heaters, stoves, dryers & electrical
- Higher rebates for households under 80% AMI
Do You Qualify?
Most Indiana residents are surprised to find they qualify. Here's what the programs generally require:
Indiana Resident
Currently living in Indiana. Program expansion to other states coming soon.
Primary Residence
The home must be where you primarily live — not a vacation or investment property.
Homeowner or Renter
Both homeowners and renters may qualify. Renters need landlord approval for certain upgrades.
Income Within Guidelines
HOMES is open at all income levels. HEAR requires household income under 150% of Area Median Income.
Find out in minutes which programs you qualify for and how much you could receive — completely free, no obligation whatsoever.
Take the QuizYour information is never sold or shared
What Indiana Families Are Saying
"I honestly thought it was too good to be true. USA Smart Home Solutions walked me through everything — the new heat pump was installed within three weeks and I haven't paid a single dollar. My heating bill dropped nearly $120 a month."
"The team handled all the paperwork. I just answered a few questions and they coordinated everything — insulation and a new water heater. The house stays warm far better and the contractors were professional and clean."
"As a renter I wasn't sure I'd qualify, but I got a brand new heat pump water heater and an electrical panel upgrade at absolutely no cost. The team explained everything clearly and my landlord was on board immediately."